# Simply Estate

> Simply Estate is a UK estate planning firm. Our own team handles wills, lasting powers of attorney, trusts and inheritance tax planning for families across England and Wales. Free first review, fixed fees agreed up front, no commission, no hard sell.

## Services
- [Estate planning](https://simplyestate.co.uk/services/estate-planning): Wills, lasting powers of attorney and a clear, joined-up plan.
- [Inheritance tax planning](https://simplyestate.co.uk/services/iht): Gifting, allowances and trusts to plan around the 40% charge.
- [Trusts](https://simplyestate.co.uk/services/trusts): Family and asset-protection trusts, where they genuinely fit.

## Tools
- [Inheritance Tax Calculator](https://simplyestate.co.uk/tools/inheritance-tax-calculator)
- [Pension IHT 2027 Calculator](https://simplyestate.co.uk/tools/pension-iht-2027-calculator)
- [Who Inherits Checker](https://simplyestate.co.uk/tools/who-inherits-checker)
- [Trust Comparison Tool](https://simplyestate.co.uk/tools/trust-comparison-tool)
- [Estate Planning Checklist](https://simplyestate.co.uk/tools/will-checklist)

## Guides and answers
- [Estate planning guides](https://simplyestate.co.uk/blog): Plain-English guides on wills, IHT, LPAs and trusts.
- [Frequently asked questions](https://simplyestate.co.uk/faq)
- [Estate planning glossary](https://simplyestate.co.uk/glossary): Defined terms (nil-rate band, RNRB, the 7-year rule, intestacy, the trust types).

## Tools and API for AI agents
- [AI tools & MCP server documentation](https://simplyestate.co.uk/ai)
- Public MCP server (read-only, no auth): https://simplyestate.co.uk/api/ai/mcp — tools: calculate_iht, compare_pension_2027, who_inherits_intestacy, compare_trusts, will_readiness_check, lookup_glossary, search_guides, get_faqs, request_consultation.
- JSON tool API: POST https://simplyestate.co.uk/api/ai/tools/{tool_name}
- Full machine-readable knowledge export: https://simplyestate.co.uk/api/ai/knowledge.json
- [Full text for LLMs](https://simplyestate.co.uk/llms-full.txt)

## Key facts (England & Wales, 2025/26)
- The inheritance tax nil-rate band is £325,000 per person, frozen until April 2030 (source: HMRC / gov.uk).
- The residence nil-rate band is up to £175,000 when a main home passes to direct descendants; it tapers away above a £2,000,000 estate (source: HMRC / gov.uk).
- Inheritance tax is charged at 40% on the estate above the available allowances (source: HMRC / gov.uk).
- From 6 April 2027, most unused pensions are expected to count within the estate for inheritance tax (source: HM Treasury, 2024 Budget).

## Get in touch
- [Contact us for a free review](https://simplyestate.co.uk/contact)
- [About Simply Estate](https://simplyestate.co.uk/about)

## Notes
- Estate planning (wills, lasting powers of attorney and trusts) is not regulated by the FCA.
- Information on the site is general and is not personal financial or legal advice. Figures are illustrative and depend on your circumstances.
- Enquiry details are handled privately by our own team and are never sold or shared.